Terms of Service

Last modified: December 2025

  • Overview of Services
  • Use of Website
  • No Brokerage or Fiduciary Duty
  • Limitation of Liability
  • Updates

1. Overview of Services

FloridaHardMoney.com connects borrowers with private lenders via the HMO Investor Network. We are not a direct lender and do not issue credit decisions.
Submitting a loan scenario does not guarantee approval, funding, rates, or terms.

2. Use of Website

Users must provide accurate information and consent to be contacted by lenders reviewing their scenario.

3. No Brokerage or Fiduciary Duty

FloridaHardMoney.com is not a broker, agent, or financial advisor.

4. Limitation of Liability

We are not responsible for delays, denials, or actions by third-party lenders.

5. Updates

Terms may be updated at any time without notice.