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Florida Hard Money Loans for Real Estate Investors
Fast, flexible, asset-based financing for residential and commercial investment properties. Close in 3–7 days with Florida's premier hard money lenders.
Warehouse
Industrial Financing
Ground Up Construction
New Development
Rental / Fix-N-Flip
Residential Investment
Mixed Use / Retail
Commercial Centers
Loan Programs
Financing Solutions for Every Deal
From fix-and-flip to commercial properties, we connect you with Florida's most active private lenders through the HMO Investor Network.
Fix-and-Flip Loans
Up to 85–90% LTC with rehab budget included. Close in 5–7 days.
Bridge Loans
Short-term financing for time-sensitive deals. 6–24 month terms.
DSCR Rental Loans
Approvals based on rental income. 30-year fixed or ARM structures.
Construction Loans
Ground-up financing up to 95% LTC with draw-based disbursements.
Commercial Loans
Multifamily, retail, office, hotels, and more. Up to $50M.
Foreclosure Bailout
Urgent timeline loans with asset-based decisions.
Why Choose Us
Built for Florida Real
Estate Investors
Private lenders in our network evaluate your deal based on what matters most — property value, renovation strategy, ARV potential, and your exit plan.
- Lenders Evaluate:
- Property Value
- ARV Potential
- Borrower Experience
- Renovation Strategy
- Income Stability
- Exit Strategy
Fast Funding
Close in as little as 3–7 days. Our streamlined process eliminates bank delays.
Investor-Focused Terms
Flexible loan structures designed specifically for real estate investors.
Statewide Coverage
From Miami to Jacksonville, Tampa to Orlando — we serve all of Florida.
Flexible Structures
Interest-only payments, rehab draws, and terms tailored to your deal.
HMO Investor Network
Direct access to Florida's most active private lenders and investors.
Common-Sense Underwriting
We evaluate deals based on property value and potential, not just credit scores.
How It Works
Fast, Simple, Transparent
Our streamlined process connects you directly with Florida's most active private lenders in just three easy steps.
Loan Programs
Trusted by Florida Investors
Real results from real estate investors across the Sunshine State.
"We closed our Tampa flip in five days thanks to FloridaHardMoney.com!"
Michael R.
Fix & Flip Investor • Tampa, FL
"A DSCR loan in Orlando finally approved after banks declined us."
Sarah K.
Rental Property Investor • Orlando, FL
"Miami bridge loan saved our contract after last-minute financing issues
Michael R.
Fix & Flip Investor • Tampa, FL
Ready to Fund Your Next Deal?
Submit your Florida hard money loan scenario today and get matched with active private lenders through the HMO Investor Network.