Florida Commercial Hard Money Loans Fast Funding for Investment Properties

FloridaHardMoney.com connects investors with private commercial lenders offering 5–14 day closings and flexible underwriting for transitional, value-add, or non-stabilized properties.

Whether acquiring multifamily, retail centers, hotels, industrial, or mixed-use buildings, Florida investors rely on our network for fast, asset-based commercial financing.

All scenarios reviewed through the HMO Investor Network

Eligible Florida Commercial Property Types

  • Multifamily (5–100+ units)
  • Retail & shopping centers
  • Office & medical office buildings
  • Hotels & motels
  • Light industrial / warehouse
  • Self-storage facilities
  • Mixed-use properties
  • Land with clear exit strategy

Why Florida Investors Use Commercial Hard Money Loans

  • Closing in 5–14 days
  • Asset-based underwriting
  • Works for non-stabilized properties
  • Flexible terms for value-add projects
  • Ideal for transitional assets and repositioning

Typical Commercial Hard Money Loan Terms

Loan Amounts

$250,000 to $50,000,000

Closing Speed

5–14 days

LTV

60–75% of as-is value

Loan Terms

12–36 months

Structure

Interest-only

Documentation

Minimal required

Experience

Helpful but not required

Popular Commercial Strategies in Florida

  • Value-add multifamily
  • Transitional office or retail
  • Hotel repositioning or rebranding
  • Industrial and warehouse expansion
  • Self-storage conversions
  • Land acquisition pending permits or development

Eligible Florida Commercial Property Types

  • Miami
  • Doral
  • Orlando
  • Tampa
  • St. Petersburg
  • Jacksonville
  • Fort Lauderdale
  • West Palm Beach
  • Naples
  • Sarasota
  • Cape Coral
  • Fort Myers

How Commercial Loan Scenarios Are Reviewed

Evaluated by private lenders within the HMO Investor Network.

  • As-is property value
  • Rent roll and NOI potential
  • Market conditions
  • Renovation or reposition plan
  • Borrower experience
  • Timeline urgency
  • Exit strategy

Ready to Finance Your Commercial Property?

Submit your Florida commercial loan scenario today to get matched with active private lenders.

Submit Your Deal Now

FloridaHardMoney.com is not a direct lender. Scenarios may be reviewed by private lenders within the HMO Investor Network.